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		<title>Nearly out of debt &lt;https://y.st./en/weblog/2017/11-November/07.xhtml&gt;</title>
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			<h1>Nearly out of debt</h1>
			<p>Day 00976: <time>Tuesday, 2017 November 07</time></p>
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<section id="general">
	<h2>General news</h2>
	<p>
		Today was the first Tuesday after payday, so I went to the credit union to deposit all my cash and my pay cheque as usual.
		I forgot the electricity bill would be arriving around this time though.
		Had I remembered, I would&apos;ve left some cash at home for that; they don&apos;t take credit cards.
		I also opened up a chequeing account because I want to buy a couple earrings, but the seller only accepts payments through PayPal.
		PayPal has proven to be a major pain to deal with, wasting months worth of my time just because they want to try to strong-arm me into giving them full access to my bank account.
		Eventually they give up and be reasonable for a short time, but I imagine this strategy likely gets most people to cave into PayPal&apos;s demands.
		Anyway, I need a card number that I can just throw away and replace if PayPal decides to lock it down again.
		With my credit cards, the card accounts stay open even if inactive, so I need to report the card as compromised to get the number changed.
		With chequeing accounts at my credit union though, and inactive account will simply be closed after a period of time without my having to try to explain that PayPal, who many people foolishly trust, is actually a monster.
		Now that I have this debit card though, I should check in with the utility company tomorrow.
		I think they might accept debit cards even though they don&apos;t accept credit cards.
		If so, I can use my monthly utility bill to ensure my chequeing account stays open until I need it closed, even through the long periods without buying through PayPal (I avoid using PayPal whenever possible).
		If not, I&apos;ll just need to wait until I make enough in tips to cover the power bill to pay it off.
		I&apos;ve got almost a month before it&apos;s due, so it&apos;s not like I need to be in any particular rush and go back to withdraw cash from the credit union.
		I might also be able to pay the bill for my one credit card that can&apos;t be paid from a savings account from this chequeing account.
		That&apos;d be nice.
	</p>
	<p>
		With my pay cheque deposited, I now have enough in the account to pay off my debt.
		I&apos;ve scheduled a payment with the loan servicer, but I don&apos;t know when they&apos;ll actually take the money.
		As soon as they do, I should be rid of them forever.
		I hate their website and I hate having to use their website.
		Soon, I&apos;ll never have to go back there again.
	</p>
	<p>
		The past three days, I&apos;ve felt emotionally and physically drained.
		I&apos;ve blamed my stupid, newfound <abbr title="premenstrual syndrome">PMS</abbr>.
		Today I felt great though, so I figured it was over for the month.
		Not so much though.
		Toward the end of the night, I noticed my thoughts were uncharacteristically bitchy.
		As soon as I realised what was probably going on, I was able to put an end to that, so I must not <abbr title="premenstrual syndrome">PMS</abbr> as hard as some people.
		Still, I&apos;m pretty sure that&apos;s what this was tonight.
		I need to keep an eye on my emotional state so I don&apos;t act poorly for no good reason.
	</p>
	<p>
		It seems the new &quot;gay&quot; guy at work might not actually be gay.
		The person that told me he was also told him that one of our other coworkers, who&apos;s actually straight, is gay.
		I&apos;m also told that he&apos;s interested in one of the girls in the crew.
		I&apos;m told he was making googly eye at the straight man he was told is gay, so he might be bi, but he might&apos;ve just been messing with the guy.
		Anyway, I really shouldn&apos;t take someone&apos;s word about someone else being gay; until I hear him say something himself that hints to something, I&apos;m going back to my default of not assuming anything about him.
		Not that it matters to me either way though, as I really don&apos;t think he and I are compatible, given what I&apos;ve seen of him with my own eyes.
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